Buy a car with 15kis miles on it no accidents 1 to 2 years oldish. Ask if they have anything they can't get ride of fitting that description.

Got a 2016 Ford Edge for less than 50% of new sticker. Had everything leather, GPS, sport package. Paid it off in 3 years super low intrest pre-approved at USAA. Prob can't get the low intrest right now but whatcha gonna do.

Got great deal because spice color. Which I hated at first but can find anywhere and actually get more compliments on than any of my old sports cars.

At 220k miles now nothing but oil and tires / standard maintenance runs great. Still in great condition minus nicks and scraps of highway miles.

Had only bought new cars since college. Huge mistake.