The easier something is to use, the harder it is to provision.
As a user of Lightning, it works incredibly well, as a provisioner it is complex and requires skill and understanding.
It's worth learning the skill before you decide whether it is for you or not.
Fiat banking is difficult and costly, which is why there aren't many of them, using a fiat bank is easy.
Same as NOSTR, at the surface level it is easy, as you start taking control of your eco-system it becomes harder.