Listen up. It is ridiculous that the default custody relationship for newbies is still a trusted 3rd party (who they don't even really know - it's just a faceless corporation).
We should absolutely have solved this ages ago so that the default choice is trustless, robust, user friendly and ON CHAIN (& LN).
Bitcoin is a world where every user can be assumed to have a pocket supercomputer.
We have universal and free access to beyond bank vault level security. Plus timelocks, plus multisig, plus hidden alternate spend paths. When done properly it's more secure than their fiat balance.
Yes key based security is new to most and the unfamiliar is scary. Yes, great companies and products have emerged to address this with hardware and software and services. But, it's almost 2025 and the default position on self custody is still FEAR.
We've fucked up.