It’s fomo both ways. Which will make you sleep better at night? Crystallizing gains in btc? Or gambling with xrp.

I once held xrp in 2017. I rode it all the way to $3 and all the way back to .25 cause I thought it was going to $100. Coulda been a lot more bitcoin.

And I have no idea about swift etc that they always talk about. But where we’re going, will we even beef usd banks?