I get it, but people actually hitting those numbers are not middle-class to start with. This is the real trap affecting the middle-class today:

Used car: $20k, don't have money for new

Wedding: $0, gotta get a career first

Mortgage: $0, live with parents

School debt: $50k, at state school and worked summers

Total: $70k in debt by 30. But single, no kids, living at home, making barely above minimum wage.

Culture is built to waste your time away from family and good values.

Be humble and family oriented.