It's a pain in the ass, but the solution seems to be just breaking the FX up into transactions of >10K USD, of slightly varying sizes. Their AML flagging rules are very stupid and don't seem to flip out about that pattern. In my experience anyhow.
In the humblest recognition that you haven't asked for any suggestions and are justifiably just venting...
have you considered opening a local account there next time you're there for a visit? Then you can xfer to yourself which is one way around some cross-border nope-nope-nope regimes. Wise at least seems to be satisfied with that (admittedly after significant ID checking).
