I think DLC would address this. Not sure if it already works on lightning, though I remember reading about DLC on cashu, which sounded promising. We'll get there for sure...
Discussion
Maybe, personally I'm still recovering from my evm smart contact days.
The scams were everywhere, because there was no trusted authority. It came down to a good ENTJ personality wh0ring the contract address.
baselayer apps then became a thing with newer altcoins.