I tried cashing a check once, almost had to open an account with Chase bank just to get the money out, because I couldn't get cash, only a bank account deposit, and eventually we sweet talked my husband's credit union to make an exception, cause I couldn't be added there for lack of a SSN, but since it was a once off they allowed it.
That was painful enough!
The thought of trying to deal with them for a loan, and for real estate, they probably want a bunch of extra paperwork just for that!
It was hard enough to transfer the money we already had in fiat to pay for our land! Adding a loan sounds excruciating! Can we just be on a bitcoin standard now???