I think it depends on what access they potentially have.

I onboarded one friend through PayPal, and another through Revolut, which they were using anyway.

PayPal didn't allow withdrawal to self custody, but I warned of the risks, and at least he got to experience NGU, which is good for hooking people in.

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True!

PayPal seems bad if they can't send it out. But at least they can try, which is cool! And no need to download a new app, which is really convenient.

That is what my plan is, that I try out different apps to buy, test, use so I can suggest my friends, and a different people the apps, because I already used it.