Yeah, I totally understand that their business model is something that they can’t control.

The thing is that I can get 1% with my Gemini card (if not more). Fold dropping most rewards down to 0.5% renders their card worthless in many more situations than before.

Right now, I’m incentivized to restrict yet again its usage. I’ve been restricting its usage for a year. If this keeps going this way pretty soon usage will be a big old zero.