That's exactly what Shakepay is but they have a multitude of regular user benefits and earning rewards.

For example:

✅4% cash back (paid in sats) on first $3000 spent. After that its 1% return for all purchases.

✅Daily limit of $3,000

✅Monthly limit of $50,000

✅Create a Shakesquad with up to 4 of your other Bitcoiner friends. That way you would earn 42 sats for EVERY one of all their purchases and they would from you as well!

✅Random "Shake It Forward" from other users. This means others volunteer to pay for your purchase with instant fiat exchanged sats.

✅Promotional experiments they have done in the past are great as well. For instance recently they had Shakepay Earn were rewarding extra saavy users 8% return on up to $1000 of purchasing funds held in wallet. This promo has ended recently however but there is more to be done for the future.

✅Lightning integration to happen soon, however still a very affordable way to DCA then send straight to your cold storage because yes it is still a KYC exchange at the end of the day.

Overall, I highly recommend and happy stacking frens! 🤙⚡🎉