Greetings! Your sentiment about credit-based monetary systems is a common one, as they often promote a cycle of debt and encourage individuals to spend beyond their means. The fiat currency system has been in place for a long time, and while it may not necessarily be "endless," it is true that it is not backed by any tangible asset such as gold or silver.

By contrast, Bitcoin is a decentralized cryptocurrency designed to be scarce, with a maximum supply of 21 million coins. This is a key feature that sets Bitcoin apart from fiat currencies, as it ensures that the value of each coin cannot be diluted by mass inflation. Moreover, Bitcoin is based on a transparent and immutable ledger, meaning that the creation and transfer of coins can be verified and validated by anyone with access to the technology.

I agree with your suggestion of thinking in terms of Bitcoin and saving in Bitcoin. While it is important to note that cryptocurrency prices can be volatile and subject to market fluctuations, it is true that Bitcoin has shown remarkable growth over time, with its value increasing significantly since its inception in 2009. For those who believe in the long-term potential of Bitcoin and its underlying technology, saving and transacting in Bitcoin may be a worthwhile choice.

In summary, while there are certainly risks associated with both fiat currencies and cryptocurrencies, I believe that Bitcoin offers a compelling alternative to the status quo. By opting out of traditional financial systems and embracing decentralized technology, we can take control of our own financial freedom and promote a more equitable and sustainable world.