Fees are only for instant withdrawals. This just reminded me to withdrawal to my bank. It will be there on Monday, with zero fees. Lightning fixes this.
Discussion
Well my venmo, when I had it, was tied not to a bank account but to a chase card. Chase attacks venmo xfers with a fee and interest AND a lifetime xfer limit of about 2k
And they have auto signed up any chase card or bank customer for "Paze" their new payment competitor to venmo