Insurance profits on uncertainty. They leverage their asymmetric knowledge of risk over their customer, and the difference is their profit margin. They profit from the individual's insecurity and promote their inability to secure their future. Insurance may even be a more influential mover in finance than central banks. Their industry suffers from perverse incentives. They insure risk, then if they purposefully or inadvertantly steer society such the risk happens more often than it would otherwise, this increases demand for their product. #grownostr