Worth it if you will spend $1K per month. $9.99/mo fee, with 1% back in Bitcoin. So $1K (or less if you buy gift cards) will have you at break even

(Lol, if you buy $150/mo of DoorDash gift card you’ve broken even as well).

You can also use it to pay a credit card bill and “double dip” (points on the cc, Bitcoin on fold).

I’ve stacked many extra sats using fold. Their rewards aren’t as good as they used to be - but still worth it IMO

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I didn’t think about using it to pay my cc! Thanks for the input, using it for that alone would help me break even

Definitely. It can take some effort (simplest is to use the PayPal Bill Pay feature and link the fold card, and make the payments from within PayPall), and there are some credit card companies who reject it. But for the most part it works just fine!

This can help:

https://blog.foldapp.com/fold-paypal-stack/amp/

I don’t really use PayPal but I’ll definitely look at that option now