Several countries have residency programs that allow healthy, financially independent individuals to settle without requiring investments, often under "non-lucrative" or "financially independent" visa categories. These typically require proof of sufficient income or savings to support oneself without working locally.
These programs generally target healthy individuals who can support themselves without burdening the host country’s economy. Requirements vary but typically include proof of income/savings, health insurance and clean criminal records. It could even be as much as showing you have 1 BITCOIN in some places (WHOLECOINER)
COUNTRIES THAT ARE DOING THIS
Austria: Offers a "Settlement Permit – Gainful Employment Excluded" for financially independent individuals. Applicants must show stable income (e.g., pensions, investments, or savings), health insurance, and accommodation. No investment in businesses or property is required, as noted in the image.
Spain: Provides a Non-Lucrative Visa for individuals who can prove sufficient financial means (around €28,800/year for a single person, as of my last data) and private health insurance. It’s designed for retirees or those with passive income who won’t work in Spain.
Portugal: The D7 Visa targets financially independent individuals with passive income (e.g., pensions, rentals, or investments). The minimum income requirement is around €820/month for an individual, plus health insurance and proof of accommodation.
France: Offers a "Visitor Visa" (Visa de Long Séjour Visiteur) for those who can demonstrate financial self-sufficiency (around €1,500/month) and won’t engage in local employment. Health insurance and proof of residence are required.
Italy: The Elective Residency Visa is for financially independent individuals with stable passive income (minimum €31,000/year for a single person). Applicants must show they won’t work in Italy and have suitable accommodation.
Greece: Has a Financially Independent Person Visa, requiring proof of €2,000/month in passive income, health insurance, and a place to live. No local employment is allowed.
Malaysia: The Malaysia My Second Home (MM2H) program allows residency for those over 50 (or younger with certain conditions) who can show liquid assets (e.g., MYR 1.5 million, ~$350,000) and monthly income (e.g., MYR 40,000, ~$9,000). No investment is strictly required, though some deposit conditions apply.
Thailand: The Non-Immigrant O-A/O-X Visa for retirees (over 50) or financially independent individuals requires proof of monthly income (e.g., 65,000 THB, ~$1,900) or savings (e.g., 800,000 THB, ~$23,000). Health insurance is mandatory for some categories.
Panama: The Pensionado Visa is open to those with a guaranteed pension of at least $1,000/month, while the Friendly Nations Visa allows residency for financially independent individuals from certain countries who establish a bank account with $5,000 (not strictly an investment).
COUNTRIES THAT TAKE CRYPTO BALANCES AS PROOF OF WEALTH
Antigua and Barbuda
St. Kitts and Nevis
El Salvador
Vanuatu
Grenada
Hong Kong (residency only, not citizenship)
Source: IA
