Feels like it's already happening. Russia has a large reserve of BTC and gold and I think this is one of the primary reasons they felt they could take aggressive action against NATO expansion without fear of being alienated from Swift.
Discussion
They already had an alternative to swift for a few years
Seems like much of the world is tired of USD hegemony. Our leadership better wake up and start stacking mad sats. Otherwise I could see a future where they become so desperate they make some really stupid moves. The kind of idiotic moves that are studied for thousands of years. Let's hope they are smarter than that.