Not sure how standard.
When my dad hand cancer and no insurance he would go to 3-4 hospitals to get quotes for a given procedure and the price (back then) might range from $8,000-$40,000 for the exact same procedure at different locations.
I had an in law who was actually a prominent med school dean, I kid you not, this guy went to the Philippines for foot surgery as a medical tourist, too save money for a procedure that was needed made his life better but was insurance rejected.
I have one other data point related to me I’m not willing to share. But all I say is shop around and get multiple opinions and options.
grok is living in la-la land…
Just my two data points. DYOR.