You're still young enough to make mistakes and recover.

My suggestion; put that free capital to work. Stacking SATs requires Ponzi level narratives to increase yields.

Just invest in solid, generative companies.

Put the capital to work.

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You do you.

I trade my labor for fiat, and trade the fiat to increase my share of a fixed monetary pie.

I might have lower returns in the long run, but what I lose in returns with this simple strategy, I gain in time and attention I can allocate to other areas in my life.

I don't want to have to be an investor. I just want to save in what I view as the hardest scarce asset.