I hear CBDCs are pretty hot. Could look into that. At least then it wouldn't be unregulated counterparty risk with no FDIC insurance.
Discussion
I don't think people in third world country, getting usd stable illegally care about regulations or FDIC much.
Do not use CBDC. This means the State can track every coin you spend or you get. Want to be always scrutinized?
See cbdctracker.org
Anything else is an implement of dishing out pain