It's not a Capital system, it's a Debt system..
The small amount of real capital is projected dozens of times on multiple layers and levels, like when you enter a room full of mirrors.
You are the capital, and they leverage your future productivity projecting it, distorting it, and sell it back to you in the present, without explaining you will pay all of this in the future.
Until it all breaks apart, and you realise it's only you now, with all those scattered pieces of broken illusionary futures but that now creates real bleeding cuts as you try to move out of it.
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.. and you are the collateral they use to leverage it up even more otherwise it would collapse.
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Debt system needs all the grand institutions they established (legal, surveillance, punishment) which in a capital system would not be needed. At least not to this ridiculous level of retardedness
#YESTR