Payjoin fixes this.

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Is it a fix or a bandage?

It is a fix. Doesn’t require covenants and is already well developed and being merged into wallet software. Will be a standard sooner rather than later.

https://youtu.be/z-NSyfBilyY?si=iMIzVjdzb-gIHGpF

Cool. I'll look into it.

I've never heard of it, but if it isn't on by default for every user, I don't consider it a fix. People shouldn't have to think about something like this in my opinion.