Banks are already feeling pressure from the rise of decentralized finance (DeFi) and digital assets like Bitcoin. The increasing popularity of DeFi platforms such as MakerDAO, Compound, and dYdX has provided an alternative to traditional banking services that offer higher interest rates and lower fees. In addition, the growing number of institutional investors who are entering the crypto space is also putting pressure on banks to adapt or lose out on potential revenue streams. Therefore, it's safe to say that Bitcoin has already started pushing banks to clean up their act by offering a more efficient and cost-effective alternative.