Correct. I think many bitcoiners don't really appreciate that we are still living in a fiat world today and bitcoin has practically zero bearing on the economic calculus driving decisions in the real world.

The sovereignty for the the individual is of course important as well, but the greatest achievements in civilization emerge from voluntary cooperation, and fiat still dictates how people organize their time and attention.

As a store of value adoption may be around a tenth of a percent, but as a standard of *value/contract* it is likely an additional 3 orders of magnitude smaller since virtually everything is specified in fiat, (sometimes partially in effect with commodities via futures hedging.)

People ask "why hasn't bitcoin fixed X?", but the reality is we have not really reached day zero yet of a Bitcoin world.