Ha ha, yes, I understand what you mean. There's certainly no one size fits all answer, and as you say, the more complex your situation, the more complex the answer. Good luck and I hope you manage to iron it all out with the minimum of fuss, and the minimum of tax bill๐Ÿ˜๐Ÿซ‚.

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The kicker is, my Father died earlier this year, so I'm also dealing with probate for his estate.

My learning curve is exponential as is my growing tax bill ๐Ÿ˜‚

Aaah bugger๐Ÿ˜•.