So you understand that it’s not just a straightforward thing to manage channels and liquidity, and it’s certainly not cheap. Some of the “node in phone” solutions are making the liquidity management side of things easier, but definitely not cheaper. For someone who already understands the reason Bitcoin is important, then the hurdles become worth it. But if it’s your first time using bitcoin then it’s going to turn people off. Custodial and kyc options are not the end point. But they do make for a very easy starting point, and it’s how a lot of hardcore bitcoin started out. A little hand holding is fine.