I have to use a bank account instead of strike for bill payment. It's not the most drastic change, considering strike is acting as the bank providing ach transfers to account routing and acct numbers for clients.

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What about having the amount sent to your bank account before the transaction? Is the tax liability why this won't work?

It will work. I just don't like holding fiat any longer than I have to. I'd rather park it in bitcoin. I guess in a down market you wouldn't want to because you would be stair stepping down and having to top up your balance. But I'd even be willing to do that tbh.

Yeah. This is exactly what I do. Send the funds 1/2 days ahead of the purchase/transaction