should i buy a 7 seater car?
can i afford the monthly installment?
seems like i need it for my future family expansion
Discussion
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How much will the monthly payment be of your total income -taxes?
12% a month
You mean annualized?
we dont do annualized here in Malaysia.
its always per month. but the calculation will be similar i think
but im already paying 28% of income on my house + lost investment.
28% isn’t bad at all. For many in the states (morons) it’s 50+.
well its 28% since my mum paid a portion of my house.
i think if i had to pay all by myself, this apartment would have costed me 36% of income. its a small 750 square feet apartment.
750 is a good size.
36% is still better than 50%.
Car wise, find a car that looks like crap but runs really well, and pay cash.
ah well its all confusing now.
never mind let me put it simply.
my salary is about 1300usd a month. im getting full salary now since i am not studying, but once i start studying i get significant salary cut (like 30% kinda).
i am paying 355 usd for my house loan. car is debt free (i have an old 5 seater sedan).
thinking of buying a new 7 seater exora (locally made, ugly AF but reliable. wife hate it) but thats gonna put me on a 145 a month debt for the next 9 years. the wife said forget it, just bear with the 5 seater, considering i am going to get a salary cut again soon.
Wife is right.
Other option is work with Nostrs here on how to make an extra 500usd per month online.
You’ve been around long enough. Someone will help.
#asknostr - how to make an extra 500 a month online.
LFG.
I’m disappointed #asknostr hasn’t tried to help.
500usd a month isn’t much and it would change nostr:npub16qct6ge6zdr72yxrw2cc0rsqyp9j9qrjs9pkz3gkydc839jrtk5sj8al6e‘s life.
