It's not technically a layer

You just load up your cashu wallet using lightning

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Its lightning with extra steps

No no ... Lightning is a way to get sats into a cashu wallet. After that you don't use lightning at all

Download and install eNuts APK ... then you'll understand

Or go to wallet.cashu.me

Join a mint?

Sounds like centralization

I don't understand the mint bit

The cashu ecash tokens are like cash ... private and anon

Have you setup wallet.cashu.me

I'll DM you a cashu token once you've setup wallet.cashu.me or eNuts

Mints are run by a single entity. So theoretically there is risk of rug pulling. Cashu protocol is still custodial in that manner. You should know the risk when joining a mint because that is where your ecash sits. I just live by don’t put in more than you would be okay losing. Daily spending budget like cash in your physical wallet.