I think bitcoin will enable companies that utilize bitcoin to offer higher quality products at smaller scale. That will benefit “everyone” regardless of their investment portfolio.

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Has their lives gotten better already or just way worse since bitcoin has existed

Companies only care about their shareholders , not customers or employees livelihoods

And under fiat, the only way to create shareholder value is scale. With Bitcoin, quality delivers shareholder value. Also, public companies will be forced to shrink, which is good for free markets (and by extension everyone), too.