you missed the point

we 99% use it in a 3rd party permissioned way

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Yes were you hoping technology would get rid of stupid lazy people?

It's always a minority that cares enough about anything to deeply understand it.

The internet made it easier for people who want to self host things to be able to do so compared to before. It also shakes up the previous set of winners so that they lose to a new set of winners.

In relation to bitcoin its that the new money let's people who care about self sovereign money have a better shot than before. Its also going to shake up who the winners are.

Most people will do neither.

But overall they are better off than before