I always advocate for passphrase use. But simply pointing out that with Green the usual multisig pitfalls aren't as much of an issue.

My biggest issue with passphrases is the amount of people I've seen that input the wrong passphrase (with a typo or whatever it may be), receive funds, then lose them and get confused as to "why it accepted the wrong passphrase" not understanding that any single input is valid and is an entirely different wallet.

You only need to hang around the Sparrow TG to find this popping up every week.

And the 360 day wait isn't an issue. You won't be losing your 2FA or having blockstream disintegrate every day of the week.