Why did Rothschilds needed a Central-Bank so badly? One very important reason was that they wanted to get everything under control, including and especially the competition from dozens of small and medium-sized banks in the US. So it was the desire for a monopoly position in terms of money, fiat money.
And that's how it is again today.
That was another very clear sentence:
"Unfortunately for some of the pepole who were not protected by any kind of regulation."
This, again, is a call for the preservation of the monopoly position. Directly addressed to the legislator.
"Keep the competition off my back!"