I have just started getting into the UTXO side of things thx to Zeus not a tech savvy person here I see where your coming from now. I just opened a 1M sats channel on Zeus figured that should be enough for larger purchases for my needs the others like LNbits, getalby, Wos, Breez, Blixt, Phoenix, Strike I have just under half a million in each I also have the majority of my stack in BlueWallet.

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Thats a lot of wallets haha i literally have bluewallet wallet of satoshi Phoenix wallet cashapp. Since you opened that big channel on zues i would move every sat from those lightning wallets to put in your bluewallet and make big utxo's on bluewallet.

I mean you can do whatever you want 😏 but from reading this is what i would do