Almost all wallets are integrating swaps to monetize their app. It started with coinomi and changelly, which somehow hasn't been charged with fraud yet.

The only moble xmr wallet that I know of that doesnt have a swap service integrated is monfluo.

I know some of these swap services do shotgun KYC, and at least in the Monero world anyone that does that has historically been completely shunned, but many of them don't do that, or haven't done it yet, and know that their market is largely the Monero community. Lots of users find them useful, and as long as the app maintainers stick to responding to concerns from users of their swap features like they've been doing, it's an OK compromise IMO. We have sites like nostr:nprofile1qqsrnnzne83l04ycpvsmaf0tezjmnn0hlfjnjsctt2pxazk4yutgv4spr9mhxue69uhhyetvv9ujuumwdae8gtnnda3kjctv9uq32amnwvaz7tmjv4skc7fwv3sk6atn9e5k7tcpzamhxue69uhhsmtj9e6hxetwdaehgu3wdaexwtch5wdjr that help us navigate the privacy landscape with regard to these services and the status quo seems positive, at least for now.