Keep in mind: I started 5 years ago to convert my environment so that with the exception of very few things I can live on Monero today. Working hard to make it 100%.

You likely need to do this before feeling safe enough to try leave the regulated (social) credit market behind you.

Step 1: Make all your friends and families own Bitcoin/Monero

Step 2: up their Opsec

Step 3: Help merchants setup their wallets, teach how to use giftcards

Step 4: With enough demand merchants have an incentive to learn for their own

Enjoy routing around the fiat collapse, both above and underground as needed.