What’s the most underrated tool for Bitcoin adoption right now?

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Probably the new square thing

A layer 2 that doesn't suck. (Lightning sucks.)

Or a non-kyc exchange that just works with fiat rails. Basically, someone with some balls and enough bread to set up an "off shore" institution that can entirely skirt KYC laws and just sell corn without the BS.

Underrated and necessary: ​​ATMs without KYC that accept fiat currency without too much hassle, with a Lightning Network option.