Bear market advice:

-Have emergency fund so you don’t become a forced seller when your car breaks down, your kid needs braces etc.

-Don’t borrow against your bitcoin. Sell if you have to or borrow the traditional way.

-Opportunity fund so you can buy more than $50 at the bottom, if you’re broke you can scoop up fire sale sats.

We are 1/12 of the way, 11 more to go.