Savings and spending

Savings are the store of excess you create against future uncertainty

Bitcoin is the ultimate savings tool

As Bitcoin goes through this crazy monetisation process, those savings get turbo-charged

Many will find themselves with new and previously unimaginable choices open to them, and to their families and their communities

This is where spending comes in

Should you have excess savings - beyond your definition of “enough” - then you can now make meaningful change to those lives you care most about

Fundamentally you need to search and find what matters to you, and what change you can make in the world, once you’re making decisions without regard to financial impact

This is a significant mindset shift

The mantra of “never sell your bitcoin” has a useful meme half-life of two cycles: the first where you are still learning what Bitcoin is, and the second where you’re stacking like a crazy person

After that, be extremely cautious of those screaching “never sell your bitcoin” at you - they most likely have a product for you

There is NO borrowing without risking your collateral

In the end .. exactly what part of “permissionless money” are some of these folks not getting?