Subnostr

COVID-19 taught us one brutal lesson.

When systems break, liquidity disappears faster than you think.

SMEs with diversified treasury reserves survived.

SMEs dependent on single-currency cash flow didn't.

Three years later, most operators still haven't built the financial resilience buffer that would have saved them.

They're holding 100% fiat reserves.

Exposed to inflation erosion.

Vulnerable to the next systemic shock.

Building a Bitcoin treasury position isn't speculation.

It's operational insurance.

75% of businesses adopting BTC treasury strategies are SMEs with under 50 employees.

They're not betting the company.

They're allocating 10% of net income systematically as a hedge against fiat devaluation and monetary expansion.

The strategic logic is simple.

Fiat currencies expand indefinitely. Central banks print when pressure builds.

Bitcoin has a fixed supply of 21 million. No government can inflate it away.

SMEs that survived COVID had one thing in common.

They built redundancy into their financial systems before crisis hit.

A modest BTC allocation operates the same way.

It's not about timing the market.

It's about ensuring your treasury isn't exclusively exposed to assets that governments can devalue overnight.

Start with 5-10% of reserves.

Dollar-cost average monthly.

Hold through volatility.

Treat it like strategic real estate on your balance sheet.

The next disruption is coming.

The question isn't if your treasury strategy can handle it.

The question is whether you're building that capacity now or waiting until liquidity evaporates again.