Once I was asked to pay my rent using Zelle but every bank places their own limit on the transaction size so I was forced to break it up into two automated payments over two days. I called the bank to ask about increasing the limit and they said it couldn’t be changed because of their policy, and that it should be considered a cash-like transaction with no way to reverse it. The representative literally admitted to me that this was done to crack down on scams where people are asked to pay a rental deposit to hold an apartment that doesn’t exist.