What do you mean by laddering?
Depending on what you think inflation is. Bonds and CD’s are negative yield in real terms.
Discussion
In the case of bonds, and cds laddering means buying assets to generate continuously generate income as the precious bond, or cd matures.
So let's say every month you buy a 1 year asset, as the asset matures then you buy another asset for a year from now so that way you keep getting interest every month.
This is just an example.
Here is the investopedia link on laddering, if you want to understand it better.
Interesting. What are your % yields on this strategy? And the timeline of your ladders