We are indoctrinated that interest is needed.

But what if it is not ?

Some religions, way older than our fiat system, forbid interest.

These system still work..

It seems logic there is a compensation for giving up money for some time and for the risk involved.

If that money can be created out of thin air, it is bullshit.

With a hard capped money supply where is the additional Bitcoin coming from ?

Why not become partial owner of whatever the money was needed for and in that way participate.

It will also prevent just creating money to throw at whatever just to get an economy going...

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There is no additional bitcoin coming other than the 21m.