i would do 1M at least and maybe add 15k for on chain fees in the future. 100k utxos could be unmovable in high fee environments
Discussion
1M in 2044 would be WILD
Might be worth it just for the added drama and excitement
I think people are overthinking the fees.
If 1 sat = 1 dollar by 2044, fees won’t be higher than 20 sats/vb