The problem with fedimints and cashu mints is the mints themselves need to be anonymous, but they also require trust from the users. This seems like a fixable problem.

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Btc bonds, so they can't rug at all.

Agreed, but do you have an explanation of how they can be used?

Nop, I don't remember the source. I read it here on nostr.

Maybe with a mix of multisig and a time lock scheme .

Lol it could have been me

Maybe 😅

Or check out different proposals, statechains are trying hard to be not so easy to steal