yeah, i would just expand the point about interest, interest on full reserve loans is not usury. the whole construct of issuing currrency through lending is usury, as the lender is not making any kind of genuine sacrifice.

also it should be pointed out also that the principles of Equity law, a system of law practiced by the early monarchs of britain (prior to 1000AD) is completely based on understanding the Law that was described by Jesus. one of the more famous maxims of equity is "sacrifice is the measure of credibility". this is why full reserve lending is a good thing, and why fiat currency is a bad thing. the issuers of the currency have an asymmetric advantage being able to issue money more or less at will, whereas in a hard currency system, lenders can not risk bad debts and will charge higher rates of interest depending on how much control they get in the contract - investors, for example, can have a contract where they get a vote that is in proportion with their stake on important decisions of an enterprise.

fiat currency destroys the balance and creates a never-ending boom-bust cycle created by the nepotism and favoritism of people in the money printing clud and those who are not.