I donβt understand checks to be honest (cheques where Iβm from)
All the businesses stopped taking them so that they didnβt have to go and bank them, they were phased out by businesses and eventually the government had to give up on them
Banks still issue the books but no one under the age of 70 even attempts to use them, my business received 2 this year, and we politely rejected them
many businesses in US still setup to process them.
software auto prints and sends them after accounts payable approve payments. they then get sent to a bank's lockbox of vendor.
someone contracted by banks sits in front of each and types out details. then someone from accounts receivable of vendor exports a csv file from the bank and uploads to their own software to confirm who has paid what.
because software and machines have solved the print and send piece and the banks have scale and outsourced the manual part of processing to a low cost jurisdiction goodness knows where its still unfortunately very cost effective for both sides
