Ossify the base layer. It's a feature for base money. Extensibility in the upper layers.

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If the base layer ossified now, custodial solutions will be the only option for most users in the future.

Layer two is not a magic incantation. For layer twos to optimize and improve, new functionality on the base layer is required. Layer twos are literally just things built on the functionality of layer one. The limitations of layer two are a direct result of layer one limits.