Gold has a 1.5% inflation rate according to the World Gold Council. And yet, it's what people think of when they hear store of value. The fact that Monero has a 0.8% inflation rate and falling definitely does not discourage it as a good store of value and investment.
Discussion
Inflation bugs are possible. That is the argument against xmr? Btw I love xmr for private transactions
Inflation bugs definitely are possible. However, there's a lot of work that goes into making sure that does not occur. And at least as of now, we don't seem to have had one because if we did, we would see much higher Monero inflation because somebody with an inflation rate bug is going to print themselves more Monero. And so far, in the 10 years Monero has existed, we've not seen evidence of such.
Not if they are smart and cash out slowly. Or just spend the monero on the things, or donate.
But your fighting human nature and human nature is generally going to be as greedy as possible. So donations would be unlikely and cashing out slowly and or buying products slowly enough not to crash the price would also be unlikely.
The fact that it is possible however means capital will never flow into monero in large quantities.
We will just have to agree to disagree on that one.
Inflation bugs that can go undetected for a long time are an argument against monero as a store of value, but not against monero as a medium of exchange.
What discourages it as an investment is the fact that inflation bugs can go undetected for a long time.
But if somebody found an inflation bug, they would be printing themselves more Monero. And so it would be evident in the price.