Draw it and take the penalty. Tax advantaged accounts may become ripe targets for confiscation

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Absolutely. Going to park the cash in River while we finish the basement.

The new interest thing struck me as gimmicky at first but the more I thought about it the more I loved it.

It's parking cash and siphoning to plebs. Great for emergency flat reserves for us with wives that aren't toxic maxis.

Hahaha exactly!